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Starter Card Suggestions
Potential Starter Cards
According to NerdWallet, an American personal finance company, these are some of the best starter cards of 2022 for college students who are looking to get their first credit card and start building their credit.
Disclaimer: These are just suggestions. PCB encourages you to do your own additional research to find the credit card that works best for you and your financial situation.
 Discover it Student Chrome Annual fee: $0 Intro APR: 0% on purchases for 6 months Standard APR: 12.99%-21.99% variable 2% cashback unlimited cashback match at end of 1st year |  Chase Freedom Student credit card Annual fee: $0 Intro APR: n/a Standard APR: 14.99% variable 1% cashback on all purchases $50 after first purchase within 3 months of opening account |
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 Discover it Student Cash Back Annual fee: $0 Intro APR: 0% on purchases for 6 months Standard APR: 12.99%-21.99% variable 1%-5% cashback |  Bank of America Unlimited Cash Rewards credit card for students Annual fee: $0 Intro APR: 0% for 15 billing cycles Standard APR: 13.99%-23.99% variable unlimited 1.5% cashback on all purchases |
 CapitalOne SavorOne Student Cash Rewards card Annual fee: $0 APR for purchases and transfers: 26.99% 1%-8% cashback cardholders receive access to fine dining and events |  Deserve EDU Mastercard Annual fee: $0 Intro APR: n/a Standard APR: 18.74% variable 1% cashback on all purchases 1yr free Amazon Prime Student |
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